Bankruptcy Lawyers in Southfield, Michigan

Stress-free Southfield Bankruptcy Lawyers Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.

A person struggling with overwhelming debt and considering bankruptcy.

Struggling With Overwhelming Debt in Southfield? You’re Not Alone

Many individuals and families in Southfield are burdened by credit card bills, medical debts, and constant creditor calls.

If you are unable to keep up with payments and need a fresh start, you may qualify for Michigan bankruptcy under federal bankruptcy protections.

 

Kostopoulos Bankruptcy Law Firm helps clients statewide in Michigan

Stop collections and wage garnishments immediately

Eliminate qualifying debts and regain peace of mind

Protect exempt property while discharging debt

Create a clear path to rebuild your financial future

How Bankruptcy Works in Southfield, MI

STEP 1

Free Consultation With an Experienced Bankruptcy Attorney

Meet with a bankruptcy specialist who will evaluate your financial situation, present your options clearly, and help you determine your eligibility for relief.

STEP 2

We Build a Personalized Bankruptcy Strategy

Let us design a bankruptcy strategy that fits your financial life, helping you stop collections, protect your assets, and discharge eligible debts.

STEP 3

We File Your Bankruptcy Petition Accurately

Get a clear, customized bankruptcy path to handle your debts, protect what matters, and end creditor harassment as you work toward a fresh start.

STEP 4

Receive Legal Protection and Debt Relief

Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.

Why Southfield Residents Choose Kostopoulos Bankruptcy Lawyers

No Hidden Fees

Clear, upfront pricing with flexible payment options.

Trusted Legal Guidance

Serving clients across Michigan with decades of bankruptcy experience.

Stop Collections Immediately

The automatic stay stops creditor calls, lawsuits, and garnishments.

Keep Your Property Where Eligible

Most clients protect their essential assets under bankruptcy exemptions.

Personalized, Compassionate Service

Work directly with an experienced bankruptcy attorney throughout your case.

Who Qualifies for Bankruptcy in Southfield, MI?

You may qualify for bankruptcy in Southfield if:

  • You are unable to pay debts as they come due.

  • You have unsecured debts like credit cards or medical bills, or are behind on secured debts.

  • You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.

  • You complete a court-approved credit counseling course before filing.

  • You have not recently filed bankruptcy within restricted timeframes.

  • You reside in Michigan and are over 18 years old.

Most Common Debt Problems We Can Solve

Unmanageable Credit Card Balances

Struggling with high credit card balances? We can help discharge or reorganize them through bankruptcy for a clean slate.

Nonstop Calls From Collectors

Tired of constant debt collection calls? Bankruptcy protection stops harassment and collections immediately.

Unaffordable Payment Obligations

Bankruptcy can lower or remove payments you can’t keep up with, giving you space to regain financial control.

Risk of Vehicle Repossession

We help you stop foreclosure or repossession, giving you time to catch up or restructure payments while keeping your home or car.

Financial Stress After Job Loss

Facing income loss? Bankruptcy may help protect your property and give you a path to recovery.

Crippling Medical Bills

Filing for bankruptcy can clear unmanageable medical bills, helping you regain peace of mind during your recovery.

5-Star Reviews From Local Southfield Clients

Highly Recommend

“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”

James A.

Life-Changing Results

“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”

Monica H.

Fast and Professional

“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”

Tamara K.

FAQs About FILING BANKRUPCTY in Southfield, MI

Bankruptcy wipes out or restructures debts while stopping creditor actions, giving you a fresh financial start.

Bankruptcy impacts your credit temporarily, but it also provides a path to rebuild financially.

A typical Chapter 7 case takes about 4–6 months, while Chapter 13 repayment plans usually last 3–5 years, depending on your case details.

We offer flexible plans, allowing many clients to pay fees over time before filing.

Debts like credit cards, medical bills, and some older tax obligations may be wiped out through bankruptcy while keeping protected assets safe.

Yes, the automatic stay in bankruptcy immediately stops wage garnishments and most collections.

Do you have a matter with which our lawyers can help you?

Get a Free, No-obligation Consultation