Bankruptcy Lawyers in Sunnyvale, California

Proven Sunnyvale Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.

A person struggling with overwhelming debt and considering bankruptcy.

Struggling With Overwhelming Debt in Sunnyvale? You’re Not Alone

Many individuals and families in Sunnyvale are burdened by credit card bills, medical debts, and constant creditor calls.

If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.

 

Kostopoulos Bankruptcy Law Firm helps clients statewide in California

Stop collections and wage garnishments immediately

Eliminate qualifying debts and regain peace of mind

Protect exempt property while discharging debt

Create a clear path to rebuild your financial future

How Bankruptcy Works in Sunnyvale, CA

STEP 1

Free Consultation With an Experienced Bankruptcy Attorney

Talk with a knowledgeable bankruptcy lawyer who will evaluate your finances, explain your legal options, and check your eligibility—no obligation, just straightforward advice.

STEP 2

We Build a Personalized Bankruptcy Strategy

Let us design a bankruptcy strategy that fits your financial life, helping you stop collections, protect your assets, and discharge eligible debts.

STEP 3

We File Your Bankruptcy Petition Accurately

Receive a structured bankruptcy plan that aligns with your circumstances, ending collection harassment and clarifying your path to financial relief.

STEP 4

Receive Legal Protection and Debt Relief

Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.

Why Sunnyvale Residents Choose Kostopoulos Bankruptcy Lawyers

No Hidden Fees

Clear, upfront pricing with flexible payment options.

Trusted Legal Guidance

Serving clients across California with decades of bankruptcy experience.

Stop Collections Immediately

The automatic stay stops creditor calls, lawsuits, and garnishments.

Keep Your Property Where Eligible

Most clients protect their essential assets under bankruptcy exemptions.

Personalized, Compassionate Service

Work directly with an experienced bankruptcy attorney throughout your case.

Who Qualifies for Bankruptcy in Sunnyvale, CA?

You may qualify for bankruptcy in Sunnyvale if:

  • You are unable to pay debts as they come due.

  • You have unsecured debts like credit cards or medical bills, or are behind on secured debts.

  • You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.

  • You complete a court-approved credit counseling course before filing.

  • You have not recently filed bankruptcy within restricted timeframes.

  • You reside in California and are over 18 years old.

Most Common Debt Problems We Can Solve

Crushing Credit Card Balances

Struggling with high credit card balances? We can help discharge or reorganize them through bankruptcy for a clean slate.

Nonstop Creditor Contact

Bankruptcy can end harassing creditor calls and collection actions the moment you file.

Payments Piling Up Each Month

Bankruptcy helps lower or remove unmanageable payments, providing relief while setting you up for a stable financial future.

Risk of Losing Your Home or Car

Bankruptcy provides immediate relief from foreclosure and repossession, helping protect your property.

Financial Stress After Job Loss

Bankruptcy can assist those with reduced income or job loss by stopping collections and protecting assets as you rebuild.

Heavy Healthcare Debt

Filing for bankruptcy can clear unmanageable medical bills, helping you regain peace of mind during your recovery.

5-Star Reviews From Local Sunnyvale Clients

Highly Recommend

“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”

James A.

Life-Changing Results

“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”

Monica H.

Fast and Professional

“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”

Tamara K.

FAQs About FILING BANKRUPCTY in Sunnyvale, CA

It either clears or reorganizes your debts and stops collection efforts, helping you start over financially.

Although bankruptcy lowers your credit at first, it often helps clients rebuild and strengthen their credit profiles in the long run.

Chapter 7 bankruptcies often wrap up within 4–6 months, while Chapter 13 plans span 3–5 years, depending on your case.

We offer flexible payment options and clear, upfront pricing. In many cases, payment plans can be arranged before filing.

Most unsecured debts, including credit card and medical bills, may be wiped out in bankruptcy.

Filing triggers an automatic stay, halting wage garnishments right away.

Do you have a matter with which our lawyers can help you?

Get a Free, No-obligation Consultation