Bankruptcy Lawyers in Wayne, Michigan
Proven Wayne Bankruptcy Lawyers Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Proven Wayne Bankruptcy Lawyers Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Wayne are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for Michigan bankruptcy under federal bankruptcy protections.
Speak with an experienced bankruptcy attorney who will review your financial situation, explain your options, and confirm your eligibility—no pressure, just clear, honest guidance.
We build a bankruptcy plan for your exact needs, giving you a roadmap to protect your property, eliminate debt, and stop collection actions.
We prepare your bankruptcy filing meticulously, ensuring your documents are accurate while guiding you through the Chapter 7 or Chapter 13 process.
Once filed, the automatic stay stops collections, lawsuits, and garnishments while your bankruptcy case proceeds. Our team handles the legal work, keeping you informed every step of the way so you can focus on your next chapter.
Clear, upfront pricing with flexible payment options.
Serving clients across Michigan with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for bankruptcy in Wayne if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in Michigan and are over 18 years old.
Facing overwhelming credit card debt? Bankruptcy may allow you to eliminate or restructure these debts while keeping protected assets.
We help you stop collection calls and lawsuits immediately through the automatic stay provided by bankruptcy protection.
Overwhelmed by monthly bills? Bankruptcy may help eliminate or reduce payments you’re struggling to afford.
Stop foreclosure and repossession threats with bankruptcy protection while you reorganize your finances.
We help clients facing sudden income loss or reduced earnings file for bankruptcy to protect what matters and rebuild stability.
Let bankruptcy help clear your medical bills, freeing you from healthcare-related debt stress.
“The Kostopoulos team made the bankruptcy process clear and manageable. No judgment, just real help.”
James A.
“I was overwhelmed by debt and constant calls. Kostopoulos guided me through bankruptcy and helped me protect what mattered.”
Monica H.
“They helped me stop garnishments and eliminate over $32k in debt, giving me a fresh start.”
Tamara K.
Bankruptcy can discharge unsecured debts like credit cards and medical bills or restructure payments, providing immediate relief from collections and lawsuits.
Although credit drops initially, many clients start seeing positive changes after bankruptcy clears debt.
A typical Chapter 7 case takes around 4–6 months, while Chapter 13 repayment plans generally last 3–5 years.
We offer clear pricing and flexible payment options, often allowing payment plans before filing.
Bankruptcy typically discharges credit card debt, medical bills, personal loans, and certain older tax debts while protecting exempt property.
Filing triggers an automatic stay, halting wage garnishments right away.