Chapter 13 Bankruptcy Lawyers in Buena Park, California
Experienced Buena Park Chapter 13 Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Experienced Buena Park Chapter 13 Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Buena Park are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Our lawyers sit down with you in Buena Park to understand your budget and repayment needs for Chapter 13.
Next, we design a realistic repayment plan and prepare filings that align with your income in Buena Park.
Once filed, the automatic stay shields you from collections while we attend hearings and protect your interests.
We provide ongoing support throughout your plan so you stay on track to discharge eligible debts.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for Chapter 13 bankruptcy in Buena Park if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
Trustee-supervised payments can resolve arrears while you maintain ongoing mortgage payments.
Plan treatment can reduce or reorganize the debt causing the garnishment.
With the stay in place, lenders must pause repossession while your plan proceeds.
Certain tax debts can be repaid over time without aggressive collection pressure.
Interest and penalties on unsecured debts often stop accruing post-filing.
We notify creditors and handle objections or claims within the case.
” Knowledgeable attorneys who genuinely cared about my outcome. I’m so grateful for the fresh start. “
Tyler G.
” Professional and compassionate. They stopped the garnishment and helped me set up a plan that fits my budget. “
Kevin J.
” Knowledgeable attorneys who genuinely cared about my outcome. I’m so grateful for the fresh start. “
Marcus W.
Your trustee and the court set a 3–5 year term based on your circumstances.
Yes—once filed, the automatic stay generally halts most collections immediately.
Most filers keep homes and vehicles by catching up through the plan.
Your trustee payment depends on your disposable income and claims filed.
Most unsecured debts, including credit cards and medical bills, can be discharged in bankruptcy, depending on your case.
Bankruptcy puts an immediate stop to garnishments and creditor actions.