Chapter 13 Bankruptcy Lawyers in Chino Hills, California
Trusted Chino Hills Chapter 13 Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Trusted Chino Hills Chapter 13 Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Chino Hills are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
In Chino Hills, we assess your debts, assets, and timelines to confirm if a Chapter 13 plan is right.
Next, we design a realistic repayment plan and prepare filings that align with your income in Chino Hills.
With the stay in place, we manage trustee communications, objections, and plan adjustments as needed.
We provide ongoing support throughout your plan so you stay on track to discharge eligible debts.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for Chapter 13 bankruptcy in Chino Hills if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
Use a repayment plan to cure past-due amounts and keep your home, where eligible.
Plan treatment can reduce or reorganize the debt causing the garnishment.
Chapter 13 often gives time to cure defaults and maintain transportation.
Your plan may prioritize qualifying taxes while protecting your budget.
Unsecured debts are grouped and often paid a fraction through the plan.
Once filed, collection calls should stop, shifting focus to your plan.
” They customized my plan and even worked around my pay schedule. I finally feel in control again. “
Jason P.
” Professional and compassionate. They stopped the garnishment and helped me set up a plan that fits my budget. “
Monica H.
” Professional and compassionate. They stopped the garnishment and helped me set up a plan that fits my budget. “
Victor C.
Most plans run 3 to 5 years, depending on your income and goals.
In most cases, calls, lawsuits, and wage pulls pause as soon as you file.
Often yes—plans are designed to cure arrears and maintain essential payments.
We model several scenarios to find a sustainable monthly amount.
Most unsecured debts, including credit card and medical bills, may be wiped out in bankruptcy.
Yes, filing for bankruptcy triggers an automatic stay that immediately stops wage garnishments and most collection activities.