Chapter 13 Bankruptcy Lawyers in Indio, California
Reliable Indio Chapter 13 Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Reliable Indio Chapter 13 Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Indio are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Start with a focused strategy session in Indio to determine the best path under Chapter 13.
Our team drafts a tailored plan, coordinates documents, and schedules your case quickly in Indio.
Once filed, the automatic stay shields you from collections while we attend hearings and protect your interests.
After confirmation, we stay with you—monitoring payments and helping you finish the plan successfully.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for Chapter 13 bankruptcy in Indio if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
Use a repayment plan to cure past-due amounts and keep your home, where eligible.
The automatic stay typically stops most garnishments once your case is filed.
With the stay in place, lenders must pause repossession while your plan proceeds.
A confirmed plan can prevent liens and new penalties while you repay.
Low fixed payments replace juggling multiple, unpredictable bills.
We notify creditors and handle objections or claims within the case.
” Knowledgeable attorneys who genuinely cared about my outcome. I’m so grateful for the fresh start. “
Brian T.
” They customized my plan and even worked around my pay schedule. I finally feel in control again. “
Kevin J.
” Knowledgeable attorneys who genuinely cared about my outcome. I’m so grateful for the fresh start. “
Natalie B.
Many cases complete within 36–60 months if payments remain current.
The stay is powerful protection that usually stops garnishments right away.
Most filers keep homes and vehicles by catching up through the plan.
Payments reflect your budget and required debt treatment—no guesswork.
Bankruptcy typically discharges credit card debt, medical bills, personal loans, and certain older tax debts while protecting exempt property.
Filing bankruptcy puts an immediate stop to wage garnishments and protects your income while your case is pending.