Compassionate Mountain View Chapter 13 Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in Mountain View are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Your first step is a no-pressure consultation in Mountain View where we map debts, income, and priorities.
We organize pay histories, creditor lists, and a feasible plan proposal for court review in Mountain View.
We guide you through trustee meetings, cure plans, and any creditor issues that arise.
From start to finish, you have continuous counsel to protect your progress and peace of mind.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for Chapter 13 bankruptcy in Mountain View if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
Chapter 13 can help you catch up on arrears over time while stopping foreclosure actions.
Court protection helps you keep more of each paycheck while repaying fairly.
Filing can stop repossession efforts and allow catch-up through plan payments.
Certain tax debts can be repaid over time without aggressive collection pressure.
Chapter 13 can consolidate unsecured debt into one manageable payment.
Once filed, collection calls should stop, shifting focus to your plan.
” Professional and compassionate. They stopped the garnishment and helped me set up a plan that fits my budget. “
Jenna F.
” They customized my plan and even worked around my pay schedule. I finally feel in control again. “
Monica H.
Tyler G.
Most plans run 3 to 5 years, depending on your income and goals.
Creditor contact should stop after filing while your case moves forward.
The plan structure supports saving your home and car when feasible.
Your trustee payment depends on your disposable income and claims filed.
Bankruptcy can eliminate debts like credit cards, personal loans, medical bills, and older tax debts.
Yes, filing for bankruptcy triggers an automatic stay that immediately stops wage garnishments and most collection activities.