Chapter 13 Bankruptcy Lawyers in Pomona, California

Top-Rated Pomona Chapter 13 Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.

Struggling With Overwhelming Debt in Pomona? You’re Not Alone

Many individuals and families in Pomona are burdened by credit card bills, medical debts, and constant creditor calls.

If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.

 

Kostopoulos Bankruptcy Law Firm helps clients statewide in California

Stop collections and wage garnishments immediately

Eliminate qualifying debts and regain peace of mind

Protect exempt property while discharging debt

Create a clear path to rebuild your financial future

How CHAPTER 13 Bankruptcy Works in Pomona, CA

STEP 1

Free Consultation With an Experienced Bankruptcy Attorney

In Pomona, we assess your debts, assets, and timelines to confirm if a Chapter 13 plan is right.

STEP 2

We Build a Personalized Bankruptcy Strategy

We coordinate pay stubs, taxes, and expenses to build a confirmable plan in Pomona.

STEP 3

We File Your Bankruptcy Petition Accurately

We guide you through trustee meetings, cure plans, and any creditor issues that arise.

STEP 4

Receive Legal Protection and Debt Relief

Count on annual check-ins and responsive help if income or expenses change during your plan.

Why Pomona Residents Choose Kostopoulos Chapter 13 Bankruptcy Lawyers

No Hidden Fees

Clear, upfront pricing with flexible payment options.

Trusted Legal Guidance

Serving clients across California with decades of bankruptcy experience.

Stop Collections Immediately

The automatic stay stops creditor calls, lawsuits, and garnishments.

Keep Your Property Where Eligible

Most clients protect their essential assets under bankruptcy exemptions.

Personalized, Compassionate Service

Work directly with an experienced bankruptcy attorney throughout your case.

Who Qualifies for Chapter 13 Bankruptcy in Pomona, CA?

You may qualify for Chapter 13 bankruptcy in Pomona if:

  • You are unable to pay debts as they come due.

  • You have unsecured debts like credit cards or medical bills, or are behind on secured debts.

  • You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.

  • You complete a court-approved credit counseling course before filing.

  • You have not recently filed bankruptcy within restricted timeframes.

  • You reside in California and are over 18 years old.

Most Common Debt Problems We Can Solve

Behind on Mortgage Payments

A structured plan may spread arrears across 36–60 months, easing monthly strain.

Wage Garnishment

The automatic stay typically stops most garnishments once your case is filed.

Vehicle Repossession Risk

Chapter 13 often gives time to cure defaults and maintain transportation.

Tax Debt Pressure

Your plan may prioritize qualifying taxes while protecting your budget.

Medical & Credit Card Debt

Chapter 13 can consolidate unsecured debt into one manageable payment.

Lawsuits & Collections

Once filed, collection calls should stop, shifting focus to your plan.

5-Star Reviews From Local Pomona Clients

Great Job!

” From day one, they explained the process clearly and handled the paperwork so I didn’t stress. The team stayed in touch and answered every question. “

Tyler G.

Outstanding Experience!

” From day one, they explained the process clearly and handled the paperwork so I didn’t stress. The team stayed in touch and answered every question. “

Jason P.

Fast and Professional!

” Knowledgeable attorneys who genuinely cared about my outcome. I’m so grateful for the fresh start. “

Jenna F.

FAQs About FILING Chapter 13 BANKRUPTCY in Pomona, CA

Most plans run 3 to 5 years, depending on your income and goals.

Yes—once filed, the automatic stay generally halts most collections immediately.

Most filers keep homes and vehicles by catching up through the plan.

We’ll tailor payments to your cash flow so you can succeed long term.

Most unsecured debts, including credit card and medical bills, may be wiped out in bankruptcy.

Bankruptcy triggers an automatic stay, which halts wage garnishments and creditor actions right away.

Do you have a matter with which our lawyers can help you?

Get a Free, No-obligation Consultation