Chapter 13 Bankruptcy Lawyers in San Leandro, California
Top-Rated San Leandro Chapter 13 Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Top-Rated San Leandro Chapter 13 Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in San Leandro are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
In San Leandro, we assess your debts, assets, and timelines to confirm if a Chapter 13 plan is right.
We coordinate pay stubs, taxes, and expenses to build a confirmable plan in San Leandro.
You get breathing room: lawsuits pause while we steer your case toward confirmation.
We provide ongoing support throughout your plan so you stay on track to discharge eligible debts.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for Chapter 13 bankruptcy in San Leandro if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
A structured plan may spread arrears across 36–60 months, easing monthly strain.
The automatic stay typically stops most garnishments once your case is filed.
Chapter 13 often gives time to cure defaults and maintain transportation.
Chapter 13 treatment separates priority from non-priority taxes appropriately.
Unsecured debts are grouped and often paid a fraction through the plan.
The automatic stay pauses most civil collection activity while your plan is considered.
” From day one, they explained the process clearly and handled the paperwork so I didn’t stress. The team stayed in touch and answered every question. “
Derek L.
” Knowledgeable attorneys who genuinely cared about my outcome. I’m so grateful for the fresh start. “
Kevin J.
” Knowledgeable attorneys who genuinely cared about my outcome. I’m so grateful for the fresh start. “
Jason P.
Expect a multi-year plan; we’ll aim for the shortest timeline that works.
Creditor contact should stop after filing while your case moves forward.
Chapter 13 helps you retain key assets while reorganizing debt.
It’s based on income, expenses, and debts; we calculate a realistic figure with you.
Bankruptcy can eliminate debts like credit cards, personal loans, medical bills, and older tax debts.
Bankruptcy triggers an automatic stay, which halts wage garnishments and creditor actions right away.