Chapter 13 Bankruptcy Lawyers in South Pasadena, California
Reliable South Pasadena Chapter 13 Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Reliable South Pasadena Chapter 13 Bankruptcy Lawyers Available Statewide in California from Kostopoulos Bankruptcy Law. Regain Control, Stop Collections, and Eliminate Debt Legally.
Many individuals and families in South Pasadena are burdened by credit card bills, medical debts, and constant creditor calls.
If you are unable to keep up with payments and need a fresh start, you may qualify for California bankruptcy under federal bankruptcy protections.
Start with a focused strategy session in South Pasadena to determine the best path under Chapter 13.
We coordinate pay stubs, taxes, and expenses to build a confirmable plan in South Pasadena.
With the stay in place, we manage trustee communications, objections, and plan adjustments as needed.
From start to finish, you have continuous counsel to protect your progress and peace of mind.
Clear, upfront pricing with flexible payment options.
Serving clients across California with decades of bankruptcy experience.
The automatic stay stops creditor calls, lawsuits, and garnishments.
Most clients protect their essential assets under bankruptcy exemptions.
Work directly with an experienced bankruptcy attorney throughout your case.
You may qualify for Chapter 13 bankruptcy in South Pasadena if:
You are unable to pay debts as they come due.
You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
You pass the Means Test for Chapter 7 or have income to fund a Chapter 13 plan.
You complete a court-approved credit counseling course before filing.
You have not recently filed bankruptcy within restricted timeframes.
You reside in California and are over 18 years old.
Trustee-supervised payments can resolve arrears while you maintain ongoing mortgage payments.
A Chapter 13 plan can address the debt behind the garnishment and stop further pulls.
Plan provisions can address arrears so you avoid losing your car.
Chapter 13 treatment separates priority from non-priority taxes appropriately.
Interest and penalties on unsecured debts often stop accruing post-filing.
Once filed, collection calls should stop, shifting focus to your plan.
” They customized my plan and even worked around my pay schedule. I finally feel in control again. “
Erica S.
” Professional and compassionate. They stopped the garnishment and helped me set up a plan that fits my budget. “
Danielle N.
” Professional and compassionate. They stopped the garnishment and helped me set up a plan that fits my budget. “
Tyler G.
Your trustee and the court set a 3–5 year term based on your circumstances.
Creditor contact should stop after filing while your case moves forward.
Eligible arrears can be spread out so you keep making ongoing payments.
Your trustee payment depends on your disposable income and claims filed.
Bankruptcy typically discharges medical bills, credit card debt, and certain older taxes.
Yes, filing for bankruptcy immediately stops wage garnishments and most collection efforts through the automatic stay.