Debt Lawyer in Franklin, Michigan

Get a Compassionate Franklin Debt Lawyer Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Reduce Debt, Stop Collections, and Rebuild Your Financial Future.

Debt Lawyer Near Me

Struggling With Overwhelming Debt in Franklin? You’re Not Alone

Many individuals and families in Franklin face mounting balances, medical expenses, or collection calls.

If you are unable to keep up with payments and need lasting relief, you may qualify for Michigan debt solutions designed to give you a fresh financial start.

For Franklin residents, we prioritize urgent issues—lawsuits, garnishments, or shutoff notices—then negotiate or defend while protecting essentials where eligible. Our Warren, MI team keeps you updated at every milestone.

Kostopoulos Bankruptcy Law Firm helps clients statewide in Michigan

Stop collections and wage garnishments immediately

Lower or resolve qualifying debts and regain peace of mind

Protect essential income and assets where eligible

Create a clear plan to rebuild credit and move forward

How a Debt Lawyer Can Help in Franklin, MI

STEP 1

Free Consultation With an Experienced Debt Lawyer

We begin by listening. After reviewing your accounts and priorities, your attorney explains viable routes—settlements, disputes, or litigation defense—and which is most likely to reduce pressure fast.

STEP 2

We Build a Personalized Bankruptcy Strategy

Your strategy combines verification, negotiation, and defense as appropriate. We rank accounts by urgency and potential savings, then move in coordinated waves.

STEP 3

We Prepare and Implement Your Plan

We execute. Our office handles communications, drafts and sends disputes, and negotiates with collectors or opposing counsel; if sued, we respond on time and push for dismissals or fair resolutions.

STEP 4

Receive Legal Protection and Financial Relief

Outcome delivery: we document resolutions, update your plan as accounts close, and share tips and timelines for rebuilding credit and savings.

If a structured plan is best, we align payments with cash flow and may spread arrears across 36–60 months to ease monthly strain, subject to eligibility and creditor approval.

Why Franklin Residents Choose Kostopoulos as Their Debt Lawyer

No Hidden Fees

Clear, upfront pricing with flexible payment options.

Trusted Legal Guidance

Serving clients across Michigan with decades of debt relief experience.

Reduce Collection Pressure

The law provides tools to reduce or channel creditor contact, lawsuits, and garnishments where applicable.

Keep What Matters

Most clients are able to protect essential assets while resolving debt, where eligible.

Personalized, Compassionate Service

Work directly with an experienced attorney throughout your case.

Affordable debt lawyer near me

Who Qualifies for Debt Lawyer in Franklin, MI?

You may qualify for Debt Lawyer in Franklin if:

  • You are unable to pay debts as they come due.
  • You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
  • You complete any required counseling or program steps before entering an agreement.
  • You have not recently used similar programs within restricted timeframes.
  • You reside in Michigan and are over 18 years old.

Most Common Debt Problems We Can Solve

Unsecured Personal Loans

Where appropriate, we explore settlements or structured plans to fit a realistic timeline.

Medical Bills

From EOB disputes to collector calls, we challenge improper charges and pursue reductions or payment plans aligned with your cash flow.

Maxed‑Out Cards

Compounding interest and fees can snowball. We assess each account and pursue settlements, defenses, or structured relief based on your budget.

Garnishments and Freezes

Our goal is to protect essentials while resolving the root balance.

Debt Lawsuits

Evidence review and claim verification are used to push for the best available outcome.

High‑Cost Short‑Term Loans

We evaluate APRs, fees, and state rules, then negotiate hard to unwind cycles and reduce balances where possible.

5-Star Reviews From Local Franklin Clients

Fast and Professional!

” Professional, clear, and supportive throughout a stressful time. “

Local Client

Great Job!

” Knowledgeable attorneys who genuinely cared about my outcome. I’m so grateful for the fresh start. “

Local Client

Outstanding Experience!

” Professional and compassionate. They stopped the garnishment and helped me set up a plan that fits my budget. “

Local Client

Common Questions About Working with a Debt Lawyer in Franklin, MI

We represent clients throughout Michigan; consultations and document exchanges are easily handled by phone and secure upload.

Some strategies avoid court entirely; if a lawsuit is filed, we manage pleadings, hearings, and negotiations from start to finish.

We balance speed, cost, and protection to choose terms that actually fit your cash flow.

We direct communications to our office, assert federal and state rights, and pursue remedies to curb improper contact.

We model likely credit impacts and share rebuilding steps—from utilization and disputes to budget‑aligned timelines.

We sequence tasks to hit early wins and reduce pressure while the full plan proceeds.

Do you have a matter with which our lawyers can help you?

Get a Free, No-obligation Consultation