Debt Lawyer in New Lothrop, Michigan
Get a Trusted New Lothrop Debt Lawyer Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Reduce Debt, Stop Collections, and Rebuild Your Financial Future.
Get a Trusted New Lothrop Debt Lawyer Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Reduce Debt, Stop Collections, and Rebuild Your Financial Future.
Many individuals and families in New Lothrop face mounting balances, medical expenses, or collection calls.
If you are unable to keep up with payments and need lasting relief, you may qualify for Michigan debt solutions designed to give you a fresh financial start.
Clients in New Lothrop often start with a 20–30 minute consult to map debts, income, and goals. From our Flint, MI office we guide Michigan residents with attorney‑led negotiation, defense, or structured plans—so you know exactly what comes next.
Your first meeting is practical and pressure‑free: we review statements, timelines, and risks; pull together the key facts; and outline the best paths forward with clear pricing and expected milestones.
We build a personalized strategy that prioritizes the accounts with the highest cost or legal risk, scheduling dispute letters and negotiation rounds on a defined timeline.
We execute. Our office handles communications, drafts and sends disputes, and negotiates with collectors or opposing counsel; if sued, we respond on time and push for dismissals or fair resolutions.
Relief and follow‑through. We finalize settlements or put a structured plan in place—often 36–60 months where appropriate—then provide documentation and next steps to protect your progress.
Following your consult, we sequence fast wins—like halting improper contact—then pursue settlements or defenses in parallel. Milestones and due dates are tracked for you in writing.
Clear, upfront pricing with flexible payment options.
Serving clients across Michigan with decades of debt relief experience.
The law provides tools to reduce or channel creditor contact, lawsuits, and garnishments where applicable.
Most clients are able to protect essential assets while resolving debt, where eligible.
Work directly with an experienced attorney throughout your case.
You may qualify for Debt Lawyer in New Lothrop if:
We prioritize accounts by risk and cost, then negotiate or defend to target the fastest, most affordable relief.
We assess exemptions, file motions where appropriate, and negotiate underlying debts to lift or limit garnishments.
We file timely responses, challenge standing and amounts, and negotiate dismissals or structured resolutions.
We evaluate APRs, fees, and state rules, then negotiate hard to unwind cycles and reduce balances where possible.
Where appropriate, we explore settlements or structured plans to fit a realistic timeline.
We sort charges, verify insurance adjustments, and work toward fair resolutions.
” Professional and compassionate. They stopped the garnishment and helped me set up a plan that fits my budget. “
Local Client
” Professional and compassionate. They stopped the garnishment and helped me set up a plan that fits my budget. “
Local Client
” Great communication and fast filing. The automatic stay kicked in right away and the calls stopped. “
Local Client
We plan for both paths—out‑of‑court resolution or litigation—so you’re prepared either way.
Negotiations often resolve within weeks or a few months; litigation or formal relief can span longer timelines with clear milestones.
You’ll receive a written scope with flat or staged fees where possible, so costs stay predictable.
We direct communications to our office, assert federal and state rights, and pursue remedies to curb improper contact.
If available, include insurance EOBs for medical debt and loan agreements for personal loans.
From disputes to settlements, we handle the paperwork and strategy so you can move forward with confidence.