Debt Lawyer in Ontario, California

Get a Top-Rated Ontario Debt Lawyer Available Statewide in California from Kostopoulos Bankruptcy Law. Reduce Debt, Stop Collections, and Rebuild Your Financial Future.

Debt Lawyer Near Me

Struggling With Overwhelming Debt in Ontario? You’re Not Alone

Many individuals and families in Ontario face mounting balances, medical expenses, or collection calls.

If you are unable to keep up with payments and need lasting relief, you may qualify for California debt solutions designed to give you a fresh financial start.

For Ontario residents, we prioritize urgent issues—lawsuits, garnishments, or shutoff notices—then negotiate or defend while protecting essentials where eligible. Our Riverside, CA team keeps you updated at every milestone.

Kostopoulos Bankruptcy Law Firm helps clients statewide in California

Stop collections and wage garnishments immediately

Lower or resolve qualifying debts and regain peace of mind

Protect essential income and assets where eligible

Create a clear plan to rebuild credit and move forward

How a Debt Lawyer Can Help in Ontario, CA

STEP 1

Free Consultation With an Experienced Debt Lawyer

In Ontario, we assess your debts, assets, and timelines to confirm if a Chapter 13 plan is right.

STEP 2

We Build a Personalized Bankruptcy Strategy

Next, we design a realistic repayment plan and prepare filings that align with your income in Ontario.

STEP 3

We Prepare and Implement Your Plan

With the stay in place, we manage trustee communications, objections, and plan adjustments as needed.

STEP 4

Receive Legal Protection and Financial Relief

We provide ongoing support throughout your plan so you stay on track to discharge eligible debts.

We coordinate all correspondence from our Riverside, CA office and provide status check‑ins so you always know where things stand.

Why Ontario Residents Choose Kostopoulos as Their Debt Lawyer

No Hidden Fees

Clear, upfront pricing with flexible payment options.

Trusted Legal Guidance

Serving clients across California with decades of debt relief experience.

Reduce Collection Pressure

The law provides tools to reduce or channel creditor contact, lawsuits, and garnishments where applicable.

Keep What Matters

Most clients are able to protect essential assets while resolving debt, where eligible.

Personalized, Compassionate Service

Work directly with an experienced attorney throughout your case.

Affordable debt lawyer near me

Who Qualifies for Debt Lawyer in Ontario, CA?

You may qualify for Debt Lawyer in Ontario if:

  • You are unable to pay debts as they come due.
  • You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
  • You complete any required counseling or program steps before entering an agreement.
  • You have not recently used similar programs within restricted timeframes.
  • You reside in California and are over 18 years old.

Most Common Debt Problems We Can Solve

High‑Cost Short‑Term Loans

Our plan aims to end rollovers, consolidate obligations, and stabilize cash flow.

Collections, Lawsuits & Judgments

Evidence review and claim verification are used to push for the best available outcome.

Healthcare Debt

We sort charges, verify insurance adjustments, and work toward fair resolutions.

Unsecured Personal Loans

We analyze note terms, fees, and accelerations; then negotiate or defend to limit exposure and resolve the account.

Wage Garnishment & Bank Levies

Our goal is to protect essentials while resolving the root balance.

Maxed‑Out Cards

We prioritize accounts by risk and cost, then negotiate or defend to target the fastest, most affordable relief.

5-Star Reviews From Local Ontario Clients

Very Satisfied!

” They customized my plan and even worked around my pay schedule. I finally feel in control again. “

Marcus W.

Fast and Professional!

” I was nervous about bankruptcy, but they made it straightforward. No judgment—just practical help and results. “

Victor C.

Great Job!

” Great communication and fast filing. The automatic stay kicked in right away and the calls stopped. “

Kevin J.

Common Questions About Working with a Debt Lawyer in Ontario, CA

We represent clients throughout California; consultations and document exchanges are easily handled by phone and secure upload.

Our goal is durable relief and a path to healthier credit habits.

We direct communications to our office, assert federal and state rights, and pursue remedies to curb improper contact.

From disputes to settlements, we handle the paperwork and strategy so you can move forward with confidence.

We sequence tasks to hit early wins and reduce pressure while the full plan proceeds.

We plan for both paths—out‑of‑court resolution or litigation—so you’re prepared either way.

Do you have a matter with which our lawyers can help you?

Get a Free, No-obligation Consultation