Debt Lawyer in Romulus, Michigan

Get a Top-Rated Romulus Debt Lawyer Available Statewide in Michigan from Kostopoulos Bankruptcy Law. Reduce Debt, Stop Collections, and Rebuild Your Financial Future.

Debt Lawyer Near Me

Struggling With Overwhelming Debt in Romulus? You’re Not Alone

Many individuals and families in Romulus face mounting balances, medical expenses, or collection calls.

If you are unable to keep up with payments and need lasting relief, you may qualify for Michigan debt solutions designed to give you a fresh financial start.

Serving Romulus from our Warren, MI location, we quickly triage high‑impact accounts, verify claims, and outline a path that balances speed, total cost, and protection under Michigan law.

Kostopoulos Bankruptcy Law Firm helps clients statewide in Michigan

Stop collections and wage garnishments immediately

Lower or resolve qualifying debts and regain peace of mind

Protect essential income and assets where eligible

Create a clear plan to rebuild credit and move forward

How a Debt Lawyer Can Help in Romulus, MI

STEP 1

Free Consultation With an Experienced Debt Lawyer

Start with a focused strategy session in Romulus to determine the best path under Chapter 13.

STEP 2

We Build a Personalized Bankruptcy Strategy

We coordinate pay stubs, taxes, and expenses to build a confirmable plan in Romulus.

STEP 3

We Prepare and Implement Your Plan

With the stay in place, we manage trustee communications, objections, and plan adjustments as needed.

STEP 4

Receive Legal Protection and Financial Relief

Count on annual check-ins and responsive help if income or expenses change during your plan.

We coordinate all correspondence from our Warren, MI office and provide status check‑ins so you always know where things stand.

Why Romulus Residents Choose Kostopoulos as Their Debt Lawyer

No Hidden Fees

Clear, upfront pricing with flexible payment options.

Trusted Legal Guidance

Serving clients across Michigan with decades of debt relief experience.

Reduce Collection Pressure

The law provides tools to reduce or channel creditor contact, lawsuits, and garnishments where applicable.

Keep What Matters

Most clients are able to protect essential assets while resolving debt, where eligible.

Personalized, Compassionate Service

Work directly with an experienced attorney throughout your case.

Affordable debt lawyer near me

Who Qualifies for Debt Lawyer in Romulus, MI?

You may qualify for Debt Lawyer in Romulus if:

  • You are unable to pay debts as they come due.
  • You have unsecured debts like credit cards or medical bills, or are behind on secured debts.
  • You complete any required counseling or program steps before entering an agreement.
  • You have not recently used similar programs within restricted timeframes.
  • You reside in Michigan and are over 18 years old.

Most Common Debt Problems We Can Solve

High‑Interest Card Balances

Compounding interest and fees can snowball. We assess each account and pursue settlements, defenses, or structured relief based on your budget.

Wage Garnishment & Bank Levies

We assess exemptions, file motions where appropriate, and negotiate underlying debts to lift or limit garnishments.

High‑Cost Short‑Term Loans

Our plan aims to end rollovers, consolidate obligations, and stabilize cash flow.

Hospital & Provider Balances

We sort charges, verify insurance adjustments, and work toward fair resolutions.

Signature Loans

We analyze note terms, fees, and accelerations; then negotiate or defend to limit exposure and resolve the account.

Court Cases & Default Judgments

We file timely responses, challenge standing and amounts, and negotiate dismissals or structured resolutions.

5-Star Reviews From Local Romulus Clients

Outstanding Experience!

” Knowledgeable attorneys who genuinely cared about my outcome. I’m so grateful for the fresh start. “

Samantha R.

Very Satisfied!

” From day one, they explained the process clearly and handled the paperwork so I didn’t stress. The team stayed in touch and answered every question. “

Rachel D.

Great Job!

” Knowledgeable attorneys who genuinely cared about my outcome. I’m so grateful for the fresh start. “

Kevin J.

Common Questions About Working with a Debt Lawyer in Romulus, MI

We sequence tasks to hit early wins and reduce pressure while the full plan proceeds.

If available, include insurance EOBs for medical debt and loan agreements for personal loans.

From disputes to settlements, we handle the paperwork and strategy so you can move forward with confidence.

We represent clients throughout Michigan; consultations and document exchanges are easily handled by phone and secure upload.

We match fee structures to the plan—negotiation, defense, or formal relief—and review all options in advance.

Where appropriate, we design a structured plan that may spread arrears across 36–60 months to ease monthly strain.

Do you have a matter with which our lawyers can help you?

Get a Free, No-obligation Consultation