The Bankruptcy Law Firm, our legal team is dedicated to helping debtors find viable solutions
for their debt problems. Our Oakland bankruptcy attorneys can help you
determine if Chapter 7 bankruptcy is a viable option for you, and if not,
we can help you decide if a Chapter 13 would be more suitable.
No matter what your circumstances are, our lawyers are here to give you
the answers you need to take swift and effective action.
We never treat you as just another case number or file. We take the time to listen to all of your concerns,
questions, or anxieties. From there, we tailor our approach to reach a completely
customized solution that can help bring the best possible outcome to your
Just a few reasons why we should be your first call:
Attorney Rita Kostopoulos is a Board Certified Consumer Bankruptcy Specialist
by the American Board of Certification.
The Bankruptcy Law Firm was selected as one of the Top 100 Firms by the
Debt Education and Certification Foundation (DECAF).
We have helped thousands of clients reach debt-free living through bankruptcy
and other debt relief alternatives.
We use nearly 100 years of collective legal experience to reach long-term
debt relief solutions rather than temporary or quick fixes.
We are fluent in various languages, including English, Spanish,
Korean, Arabic, Mandarin, and Greek.
It is not our job to judge your current situation.
No case is too complex for our Oakland bankruptcy lawyers and we believe that there will always
be a real solution available to your predicament. We would be happy to
help you find the right answers that you are looking for.
Learn more about our outstanding legal team by reading about our
attorneys! If you prefer to speak with us directly, call our offices at 510-270-2782.
What is chapter 7 bankruptcy?
If you are new to the idea of
bankruptcy, then you may be wondering how the entire process works. There are many
bankruptcy options available for all types of debtors, including consumers
or businesses. Generally speaking there are two major types of consumer
bankruptcies: Chapter 7 and
Chapter 7 bankruptcy is a great financial tool to use in the right circumstances
Bankruptcy is a complex process. There are many options available for
people who are in debt, and it can even be categorized between business
and consumers. The most common consumer bankruptcies are Chapter 7 and
Chapter 7 bankruptcy eliminates most of your debt. Filing for a Chapter
7 will allow a debtor to discharge unsecured debts, such as:
Credit card debt
Past-due utility bills
The types of debt that cannot be discharged in a Chapter 7 include the
Spousal support or alimony
Court ordered fines
Debts for willful or malicious injuries
Debts for most government funded educational loans
Debts for personal injury having to do with DUI accidents
Debts for certain condominium or cooperative housing fees
Shed Your Debt with The Bankruptcy Law Firm
Under a Chapter 7 bankruptcy discharge, a debtor is no longer under personal
liability for a debt. Upon filing for bankruptcy protection, an automatic
stay will be put into effect. This is an order that permanently prohibits
creditors from attempting to collect discharged debts!
Our Oakland Chapter 7 bankruptcy lawyers can help with:
Request Your FREE Bankruptcy Evaluation – Call 510-270-2782
Are you struggling with crushing debt that you simply cannot afford to repay
Typically, a debtor of a Chapter 7 bankruptcy case is an
individual rather than a business. A debtor will receive a discharge within a couple
months after filing for bankruptcy, therefore relinquishing his or her
personal liability over certain dischargeable debts.