Riverside Foreclosure Defense Attorneys
We Have The Knowledge & Resoruces to Save Your Home
At The Bankruptcy Law Firm, our compassionate legal team understands that
the possibility of losing your home to foreclosure can be frightening
if you are currently dealing with financial complications. In addition
to being your refuge and sanctuary, your home is also a substantial investment.
That is why we are here to provide you with immediate legal counsel and
trusted relief if you have accumulated high amounts of debt and missed
We know that foreclosure is a terrifying experience and that no one wants
to see the home they worked so hard for be put up for auction. If you
are at risk of losing your home, then please reach out to The Bankruptcy
Law Firm immediately so we can review your options and answer all of your
questions regarding foreclosure defense.
Have You Received a Notice of Foreclosure?
Your lender can start the foreclosure process if you have been late on
multiple mortgage payments. During the foreclosure process, the lender
takes the property and sells it at auction to pay off the remainder of
the loan. Although foreclosure does not happen immediately after one missed
payment, the bank or lender can quickly seize the property to sell and
force the occupants out.
If you have recently received a notice of eviction or foreclosure, then
contact our Riverside team right away so we can provide you with the information
you need to protect your home and save your investment.
Using Bankruptcy to Stop Foreclosure
One possible solution to protect your home from foreclosure is filing for
Chapter 7 or
Chapter 13 bankruptcy. When you file for Chapter 7 or Chapter 13, an automatic stay is placed
on all your accounts that stop all collection and foreclosure attempts.
Even if you have already received an eviction notice, you can remain in
your home if you are issued an automatic stay. The lender or bank will
have to lift the stay in order to resume foreclosure, but filing a bankruptcy
petition can give you enough time to regain control of some of your finances.
Other Foreclosure Defense Options
bankruptcy, homeowners also have the following options if they are facing foreclosure:
Loan Modification: This includes changing the terms of your loan by negotiating to reduce
your interest rate, the loan's principal, or eliminating late fees/penalties.
Refinancing: This involves forgiving a portion of your debt and refinancing the rest
into a new loan.
Deed in Lieu of Foreclosure: This gives ownership of your property to the lender in exchange for being
relieved of your debt.
Request Your Case Consultation Today to Discuss Your Concerns
If you have been served an eviction notice or you know that you might soon
be facing foreclosure, then please speak to our experienced foreclosure
defense lawyers at The Bankruptcy Law Firm so we can review your unique
circumstance and discuss which options are the most suitable for you.
Our firm has successfully represented more than 8,000 bankruptcy clients,
and we possess the extensive legal resources you need to advocate for
Contact a foreclosure defense lawyer from our team today at (951) 899-2100
or complete our
online form to set up a case consultation.