Riverside Repossession Defense Attorneys
Let Us Help You Fight Repossession Today
Although motor vehicles are usually associated with repossession, almost
any item you purchase with credit or a loan can potentially be repossessed
if you fail to keep up with the minimum payments. Have you defaulted on
a loan to a lender or creditor? If so, you might be at risk of repossession.
At The Bankruptcy Law Firm, our esteemed team of lawyers is committed to
defending the rights of consumers across Southern California who are facing
repossession. We proudly use our in-depth understanding of repossession
law to provide high-quality representation and practical counsel to individuals
of all backgrounds who want to protect their property or get their property
back after repossession.
Call our legal team today at (951) 899-2100 if you are facing repossession
so we can assess your situation and explain all of your options under the law.
We Can Help You Stop Unlawful Repossession
There are federal and state laws that grant consumers specific rights and
protections. When your vehicle or any other property is repossessed, the
repossession company must operate fairly and adhere to all applicable laws.
Creditors and vendors are required to send you and any cosigners on your
loan a post-repossession notice if you default. Generally, you have the
right to recover your vehicle if you pay any past loan amounts and impound
or storage fees incurred with the repossession. However, if you fail to
make such payments, then the repossessed vehicle can be sold at auction
to repay the balance of the debt.
Agents executing a repossession order must avoid breaching the peace. Actions
like entering private property without permission or entering a locked
storage or garage facility to repossess items are illegal. Repossession
professionals also cannot threaten you or make violent or physical contact
with you when repossessing property.
Using Bankruptcy to Stop Repossession
bankruptcy will place an automatic stay on your account that can save your property
from repossession. An automatic stay is a court order that creases all
collection attempts and contacts with debtors. If your property has already
been repossessed, then filing for bankruptcy promptly can help you recover
Hire One of Our Reputable Repossession Defense Attorneys Today
If you feel that your rights are being violated by creditors or lenders
who are trying to repossess your property, then please contact The Bankruptcy
Law Firm in Riverside so we can provide you with more information regarding
your personal situation and potential legal solutions.
To schedule your case consultation, please call (951) 899-2100 or fill out our
convenient online form.