Facing foreclosure can feel overwhelming, but understanding your options is the first step toward regaining control. Many homeowners ask, “When is it too late to stop foreclosure?”
It is generally too late to stop foreclosure in Michigan once the redemption period has expired. This period typically lasts six months after the sheriff’s sale, allowing homeowners to pay the full owed amount to retain their property. However, foreclosure can often be stopped earlier by filing for Chapter 13 bankruptcy, negotiating with your lender, or paying overdue amounts.
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